How we can help

First Time Buyer

Getting a mortgage for the first time is daunting. Even worse? Trying to get your head around the confusing legal jargon.

Here at Oracle Mortgages, we want to guide you through your first steps up the property ladder. We promise to translate all the confusing terminology and endless choice, into a simple and enjoyable experience.

Let us help you get the keys to your first home.

Buying a Home

Buying a new home should be exciting and enjoyable. But, in reality, it can be incredibly time-consuming, complicated and overwhelming.

Let us do all the hard work for you. We want to take away your stress, so you can sit back, relax and enjoy planning your new interior décor.

Remortgaging

Unlike our name suggests, we can’t predict the future. However, we can predict that by the time your mortgage repayment contract comes to an end, there will probably be a better deal out there for you.

That’s where we come in. We pledge to search high and low for the best repayment deal, checking to see whether we can help minimise your mortgage rate and save you as much money as possible.

Buy to Let

So, you’re looking to develop your property portfolio?

By putting your extra funds to use, you have the opportunity to earn a consistent and dependable income.

As the Buy-to-Let mortgage process is not the standard homeowner loan agreement, we understand that the complex financial and legal vocabulary can be complicated to unravel.

The good news is that you can trust us to lead you through this specialised process, from advising you on the best mortgage deal to signing the transactional contract.

You’ll be a landlord in no time.

Other Services

Here at Oracle Mortgages, we are all about you. So, we want to make sure that you are financially secure in every area of your life.

See below a range of insurance services, particularly chosen to protect you against the worst possible outcomes.

Life Insurance

That much needed helping hand, should the unthinkable happen.

None of us know what tomorrow holds, but we can prepare for it. Let us help safeguard your family against the worst the future could bring, and lift the burden of financial worry off your shoulders.

Home Insurance

Ensure your property and your personal valuable contents are safeguarded, by applying for home insurance.

Anxious to choose the best deal out there? We’ve got you covered.

Income Protection

If you find yourself unable to work, due to sickness or injury, income protection insurance has your back.

Guaranteeing that you still receive a regular income, this protection policy ensures you can rest comfortably and still pay the necessary bills; leaving you to recover in peace.

Payment Protection

Payment protection insurance is a form of income protection that covers monthly debt repayments if you’re unable to work. This could be due to sickness, an accident or involuntary unemployment.

We offer solutions that have your back, should you find yourself in this unfortunate situation.

Jody & Hannah Rofe 

I can’t recommend Oracle Mortgages enough. Aimee is fantastic and took all the stress and worries out of the process for us. She communicated with us from start to finish about what is the best option and saved us a lot of hassle and money! As always, we were extremely happy with the service she provides. Thank you!

Darran Shave

Aimee is my first port of call for any mortgage advice. She is always extremely helpful and finds the best deals available at any given time.

She’s a committed and honest adviser who strives for complete customer satisfaction, offering good value for money and an exceptional end to end experience.

As always, she made the entire process incredibly straight forward, keeping me informed and up to date throughout. Without doubt, I’d highly recommend her service.

Imogen Fisher

I was introduced to Aimee 7 years ago via an estate agent she was working for at the time. The excellent service Aimee provides has meant I have followed her and used her services each time I have needed mortgage advice/renewal. Aimee is professional, yet friendly and ensures things are explained in a clear way, and making sure I always get the best deal. I would highly recommend Aimee and regularly do so to friends and family.

Ollie Hoskin

I really couldn’t recommend Aimee enough, if you are looking for first class, honest and friendly services. Aimee made everything simple and easy to understand from start to finish, no technical jargon just simple honest professional advice. The help I received while getting my mortgage was outstanding and there was never a minute I wasn’t informed about what was going on during the process. Would recommended Aimee time and time again, she made something which could be potentially stressful very smooth sailing. 

Danielle Earnshaw

We used Aimee for our mortgage and the service we received was fantastic. As first time buyers, it was a little daunting and we had no idea what to expect. Aimee looked after us and made our buying experience so much easier. We continued to use her when our mortgage renewed after 2 years and once again, she made the process so easy. We have gone on to refer at least 3 of our friends, due to the exceptional service and will continue to recommend her.

Andrea Ormsby

Aimee is not only a total expert in her field, she is also efficient, determined to get the best deal for you and really easy to get on with. Aimee was a well of peace in a time of stress. She doesn’t talk in jargon and she clearly cares about her clients. I can’t recommend her highly enough.

Karen Menis

Aimee of Oracle Mortgages provides an efficient service, ensuring her clients achieve the very best deal within a quick turnaround.  She provides excellent after-sales care.  Thank you for making both re-mortgaging and subsequent porting a speedy and painless process!

Jennie Matthews

As first time buyers neither of us had any idea what to do to get ourselves on the property ladder but Aimee explained everything and gave us the best advice to help us buy our first home. Aimee was so helpful and friendly, she helped with all the issues and made everything less stressful for us. I would recommend Aimee to anyone looking for a mortgage/remortgage, she was so knowledgeable and approachable. Thanks again Aimee.

Jacky Ford

I have used Aimee twice in the re-mortgaging of my house. She always replies promptly to emails and is very easy and pleasant to talk to over the telephone. I would highly recommend Aimee for financial advice, as my partner and son have also found out.

Khara Pierre

Dealing with Aimee has been an amazing experience.  Aimee is trustworthy, honest, helpful and kind.  Giving us the best advice and assistance in buying our first property.  The stress has been removed from this due to her diligence and care of her clients in general. 

For buying our first property, whilst also working abroad most of the time we were going through the whole process,  some people advised me this will be extremely stressful to deal with.  Well actually, the whole process has been smooth, fun and enjoyable and I will gladly refer Aimee to anyone in the same situation as myself as this was totally down to her.  I cannot thank Aimee enough for all the extra advice and added help she has given us.  We are eternally thankful.

Oliver Ings

I’ve relied on Aimee’s expertise many times and the biggest compliment I can pay is that she makes a very stressful and complicated process into something clear and straightforward. Aimee’s advice is well-informed, reliable and honest. I can’t recommend her highly enough.

David Carron

Aimee helped my partner and I with our remortgage, she offered and discussed all different options and found the best deal for us, she’s very helpful, professional and knowledgeable and throughout the process was always one step ahead of us which made everything run very efficient. We’d both highly recommend her

Jeremy Rodway-Smith

Aimee successfully arranged a tremendous re-mortgage  for me by  providing  an unbeatable combination of excellent market knowledge; speed of response and quality of service. The deal that has been achieved is truly splendid. Thank you Aimee.

Leila Matthews

Looking for a good deal on your mortgage can be a daunting task as you want to do what’s best for your finances and have all the right information to make the correct choices. Aimee made this process easy to for me so I understood exactly what was best for me and where my money was going and also took away all the hassle.  I found Aimee very friendly and helpful and she didn’t make me feel foolish when I asked those silly questions that we all have. Having someone that is easy to approach and has your best interests is definitely well worth the money and I would recommend Aimee to all my friends and family.

Lena & Paul Davies

Having recently moved Aimee supported us through our mortgage application with transparency and efficiency. The application and transaction went through smoothly and therefore less stressful than we had anticipated.  

Aimee has been our financial advisor since October 2012 and has always been very professional and personable creating a comfortable and relaxing approach to the application process. Aimee has also been able to secure very competitive mortgage rates and insurances prices for us.

We highly recommend Oracle Mortgages Ltd for all your mortgage and insurance needs.

Mr and Mrs Bradley

We recently used Oracle Mortgages, we were very happy with the service Aimee provided us. Professional and friendly. She was easy to talk to, approachable and made everything easy to understand and stress free. Especially with being first time buyers!

We will certainly be returning when the time comes

David Freeman

Aimee has support myself and my company with both commercial and residential mortgage solutions over the past 4 years. Aimee’s ability to source the best deal and drive the process forward is one of her many strengths. I remember one particular project was verging on collapse and all seemed doomed but at the 11th hour Aimee came through with an amazing deal securing the property on an even better rate, saving me quite literally thousands of pounds. I have recommended Aimee to many people over the years and will continue to do so.
If you require a professional, warm and down to earth service use Aimee.

S. John & J. Turner

Aimee is fantastic and will go above and beyond to make sure you’re happy and understand everything that’s going on from the very beginning of the process, until well past the point at which you have the keys in your hand. She is always professional and willing to discuss any concerns or queries swiftly. Aimee has made the process of getting all of our mortgages over the years as straightforward and stress free as possible!

Jamie & Chelsea Hill

When Aimee helped us buy our first family home we were so impressed with her knowledge and the service she provided. She handled everything, was happy to answer any questions we might have had and was always just a phone call or text away. She talked us through our mortgage options and helped us get the best deal possible for our current situation. We have continued to use her as our mortgage broker through the years and will be employing her services when we move to a new house in the future.

Mick Morrice

We were referred to Aimee via a financial advisor. At first we were a little concerned as the last time we re-mortgaged it was face to face. With Aimee we were at other sides of the country. There was no need to be concerned. Aimee has continued to update us throughout our re-mortgage. Her continued professional and efficient approach has been both reassuring and impressive.

F. Hawkesworth & G. Davies

Aimee was incredibly helpful organising our mortgage for our first home. Through any challenges she was always on hand to make sure everything was in place to run as smoothly and positively as possible. Her honest, friendly and professional approach put us at ease throughout, we highly recommend oracle mortgages!